What kind of insurance for the skiing holidays?

Over 40,000 skiers are injured each year. Here you can find out what kind of insurances are crucial.

Private liabiity insurance

Anyone who causes damage to a third party, whether by carelessness or misfortune, must pay for the loss incurred. The damaging party is liable with all his assets for the payment of compensation. Private liability insurance protects you from the financial risk of claims for damages.

If you cause, for example, an accident on the ski slope and this harms another person, the private liability insurance can cover any claims.

Private accident insurance

Most accidents occur during leisure-time. However, statutory accident insurance covers only accidents that take place at work/school/university/kindergarten or on the journeys there and back. Therefore, it is essential to have private accident insurance against the financial impact of an accident that causes permanent injury. Such an insurance provides funds to pay for the best-possible care, to make alterations to your flat/house to meet the needs of a disabled person, or to compensate for loss of income.

If you come to harm with permanent health impairments due to an accident during your skiing holidays, a private accident insurance will cover. Favorable contracts also include salvage and rescue costs.

Travel health insurance

For winter sports enthusiats in ski resorts outside Germany, it is absolutely recommended to take out a health insurance for travel abroad. It covers the treatment costs and also provides insurance coverage for a necessary repatriation as well as a helicopter operation in order to take you to the hospital after an accident on the ski slope.

Your Radtke insurance team

3. Joint register office in accordance with § 11a para. 1 GewO and entry in the register of intermediaries:

Deutscher Industrie- und Handelskammertag (DIHK) e.V.
Breite Straße 29
10178 Berlin

Phone: 0180 600 58 50 (Fixed line price 0,20 euro/call; Mobile phone prices max. 0,60 euro/call)

Entry in the register of intermediaries (www.vermittlerregister.info) can be called up under the following registration number: D-8135-7FFWW-27

5. Consulting and compensation:

The Werner Radtke Vers.-Verm. GmbH offers advice in the course of the brokerage in accordance with the legal requirements and receives a commission from the product provider for the successful brokerage of an insurance contract. This commission is therefore not payable separately by you to the Werner Radtke Vers.-Verm. GmbH, but is already included in the insurance premium.

What kind of insurance for the skiing holidays?

Private liabiity insurance

Private accident insurance

Travel health insurance

Initial information

1. Name, address and contact details:

2. Type of activity:

3. Joint register office in accordance with § 11a para. 1 GewO and entry in the register of intermediaries:

4. Authorizing authority:

5. Consulting and compensation:

6. Disclosure of direct or indirect holdings of more than 10% in insurance undertakings or of insurance undertakings in the capital of the insurance intermediary of more than 10%:

7. Addresses of the arbitration boards: